Simple and transparent pricing

Our fees are low and simple so you can make the most out of your money. No matter how much you invest, you'll have access to quality-based advice that is meant to help you keep more of what's yours.

One low fee structure

Our account minimum is $5,000 and we charge a simple annual service fee*, based on your account balance:

$5K to $100K

1.50%

per annum

$100k to $500k

1.25%

per annum

$500K to $3M

1.00%

per annum

$3M to above

0.75%

per annum

*Other fees are applicable intermittently

Your Account Benefits

Random question? Emergency over the weekend? Our support sepecialists are always available to assst you, whenever needed

Yes, we are digital but that doesn’t mean we compromise on the advice we provide. We’ll get to know you better with a few questions to assess your risk tolerance and match you with a suitable plan that meets your goals.
Through web or mobile, monitor and manage your account at your fingertips. Fully digital, remote and simple interfaces.
Once you invest, we won’t forget you. We maintain your account’s balance when markets cause it to shift. We’ll maintain the risk-return balanced plan you signed up for.
We keep fees low and simple so you make the most out of your money. Our first-rate monthly reports detail all account activity. Transparency is your right.
Where your money is held is just as important as where you are invested. We work with global European custodians to ensure your assets are always in a safe and accessible jurisdiction.
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Globally Diversified Asset Allocation

Yes, we are digital but that doesn’t mean we compromise on the advice we provide. We’ll get to know you better with a few questions to assessyour risk tolerance and match you with a suitable plan that meets your goals.

Don’t put all your eggs in one basket. We provide global exposure across multi-asset classes ranging from stocks to bonds and real estate.
Random question? Emergency over the weekend? Our support captains are always there to assist you, don’t hesitate to chat with us, whenever convenient for you.
Not sure what to do with dividends? With SmartWealth’s automatic dividend reinvestment policy, you take advantage of compounding and generate earnings on your earnings.
What are you saving for? Early retirement? A second home? We’ll help you better plan your goals and a path to achieve them.
We believe in passive investing and ETFs, and so should you. We don’t try to select “winner” stocks. We want you globally diversified, invested for the long-term with limited transaction costs.

Additional Fees

Registration fee

A one-time registration fee of 15 KD (50 USD) is applicable upon account opening and once the account is funded. This is not chargeable if you withdraw your funds momentarily and join back in again.

Transaction and Cusody Fees

In any form of investment in capital markets, there are costs associated for transacting and owning the securities. These costs are commonly known as transaction and custody costs ... . Transaction costs are the expenses an investor pays to the facilitator (often a brokerage firm) that matches the buyer and seller of a transaction. Custody costs are the expenses associated for safekeeping your assets (cash and securities) while investing (think of this as your vault). In general, these costs are marginal and are required for any form of transaction. Because NBK Capital trades on your behalf and other clients, it receives discounted pricing on these services, which would not be possible for an individual investor. Brokerage and custody costs will be paid directly to the institution NBK Capital deals with.

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Frequently Asked Questions

Anyone really, so long as you have a valid Kuwait residency and Civil ID, thus available for Kuwaiti nationals and non-Kuwaitis. Upon submission of your application, we might ask for some additional information in case we require enhanced background checks.
Anyone really, so long as you have a valid Kuwait residency and Civil ID, thus available for Kuwaiti nationals and non-Kuwaitis. Upon submission of your application, we might ask for some additional information in case we require enhanced background checks.
As your investments are capital markets based, we cannot guarantee any level of performance of the model portfolios we recommend (or that you will avoid a loss, total or partial). Any estimates we display rely on historic performance and are non-indicative of future performance.
As your investments are capital markets based, we cannot guarantee any level of performance of the model portfolios we recommend (or that you will avoid a loss, total or partial). Any estimates we display rely on historic performance and are non-indicative of future performance.
You can withdraw money (full or partial) from your SmartWealth account at anytime by submitting a request through web or app. Withdrawals are processed within 2 business days and 5 business days for redemptions back to your bank account. All applicable fees would be prorated, no penalties.
You can withdraw money (full or partial) from your SmartWealth account at anytime by submitting a request through web or app. Withdrawals are processed within 2 business days and 5 business days for redemptions back to your bank account. All applicable fees would be prorated, no penalties.